To give conceptual and terminological apparatus of characterizing the essence and content of banking operations. For the lender: • the ability to predict the activities of the Bank or credit the organization in this direction; • obtaining detailed information about the activities of the borrower that is allows to significantly decrease the risk.
loan money on a call — loan of up to in demand- ment) is a short — term loan that is repaid on the first requirements the tion and, as a rule, is issued under the provision of securities and goods. If in the case of the interbank loan document requirements and the financial condition of the borrower can clearly Regula- be interpreted, in the case of a loan for commercial purposes requirements Creux DataRow can vary greatly. The second important principle, which is based on the activity commercial banks, is economic independence, under- one who knew and economic liability of the Bank for the results of its her activity.
On scope and borrowers financial loan has two types: interbank loan in which the borrower is a Bank, and the BAP dit for commercial purposes, in which the borrower is pre- acceptance, partnership, joint stock company, etc. The basis of mortgage operations based on the following basic Polo tion: 1. On scope and borrowers financial loan has two types: interbank loan in which the borrower is a Bank, and the BAP dit for commercial purposes, in which the borrower is pre- acceptance, partnership, joint stock company, etc. Lending practices, registration and repayment of loans adjustable- safeguards the loan agreement. Issuance of Bank guarantees. Banks provide Fi- flows for all businesses, industrial and non-productive spheres, spheres of control and fill the budget (Federal and territorial) required cash means.Through banks is also bilateral motion of the money borrowed (credit).
2872-1 "On pledge". Content functions of accumulation of temporarily free monetary money is the gradual accumulation of money within a certain period to invest their lump sum in certain activities the enterprise in the future. A necessary condition of fulfilling the role of an investment Fund is the presence in the state Bank professionals working with securities- mages holding a certificate giving the right to with- making the operations with the funds of citizens. The function of property management is known under the name operations of trust management or trust services. However, the independence of the centre Federal Bank has its limits.
Reduction of interest rates on the loan!